Loans up to $250,000
Cover any size project — backyard turf, putting green, full outdoor living build.
00 · Financing
Build now. Pay monthly.
EMG Turf partners with Hearth to make premium outdoor living more manageable. The supplied program offers loan amounts up to $250,000, no prepayment penalty, and a soft inquiry to check pre-qualified options. Final approval, rate, term, and funding come from the participating lender.
Check options with a soft inquiry
Hearth says checking pre-qualified options uses a soft credit inquiry that does not affect your score.
No prepayment penalty
The supplied Hearth program allows early payoff without a prepayment penalty; lender terms still control the loan.
01 · How it works
Four steps from idea to install.
- Step 01
Pre-qualify with Hearth
Click the button below, answer a few quick questions, and see your personalized monthly options.
- Step 02
Get your EMG quote
Schedule a site visit. We provide a written, line-item quote for the project.
- Step 03
Review lender terms
Compare the offered lender, rate, term, payment, fees, and final disclosures before accepting anything.
- Step 04
Confirm the project schedule
Financing approval does not reserve an install date. EMG confirms scheduling after the project scope, contract, and funding steps are complete.
02 · What's included
Hearth financing perks
- Loans up to $250,000
- Soft credit pull (no score impact to check rates)
- Final funding timing depends on the lender and completed documents
- No prepayment penalty
- Pre-qualified options can be reviewed before choosing whether to apply
- Use for any EMG service — turf, putting greens, pavers, concrete
Financing is provided by Hearth Technologies, Inc. and is not affiliated with EMG Turf or its subsidiaries. All loans are subject to credit approval. Rates and terms vary based on creditworthiness, qualification, and collateral. NMLS #1628533.
Financing does not change the project scope or the cash price. Residential lawn turf generally falls in the $8–$14 per-square-foot installed planning range, while putting greens are quoted separately after an onsite design review. Start with the EMG quote if you need an accurate project amount before reviewing payment options.